Drive with Confidence, We've Got Your Truck Covered

Trucking insurance is a financial product that provides protection against financial losses in the event of unforeseen circumstances, such as accidents, damage, or illness. It helps mitigate risk and ensures that you are not burdened with large, unexpected expenses. You need trucking insurance to protect your assets, safeguard your business, comply with legal requirements, and provide peace of mind.

We offer a wide range of insurance policies to meet the specific needs of businesses and individuals in the trucking and logistics industry, including:

• Primary Truck Liability Insurance: Covers accidents where you’re at fault.
• Physical Damage Coverage: Protects against vehicle damage.
• Cargo Insurance: Safeguards goods during transit.
• Occupational Accident Insurance: Covers work-related injuries and expenses.
• General Liability Insurance: Protects against lawsuits and damages.
• Trailer Interchange Insurance: Covers damage to trailers you don’t own.
• Excess Liability Coverage: Offers extra protection beyond standard policy limits.

Choosing the right insurance policy depends on factors such as the type of business you run, the level of coverage you need, and the risks you face. Our experienced advisors can guide you through the process by evaluating your unique requirements and recommending policies that provide adequate coverage and protection. We tailor our offerings to suit your individual or business needs, ensuring you only pay for the coverage you need.

Several factors can influence your insurance premium, including:

• The type and amount of coverage you choose
• Your business size, industry, and location
• The level of risk associated with your business activities
• Claims history and loss experience
• The value of the assets you want to insure
• Your deductible amount

We work with you to find the right balance of coverage and cost, ensuring your premiums are competitive.

Yes, you can have multiple policies with our company. Many businesses choose to bundle their insurance policies to streamline coverage and potentially reduce costs. We offer flexible options to ensure all your insurance needs are met under one trusted provider. Our team can help you create a customized insurance package that covers all aspects of your business or personal needs.

You’ll need:

• DOT/MC Authority
• Vehicle Registration & VIN List
• Driver Qualification Files (CDL, MVR)
• Safety Rating / CSA Report
• 3–5 Years Loss Runs
• Current COI (if applicable)
• Basic Business Info (revenue, driver count, haul type)

We use:

• Safety-based discounts
• Usage-based pricing
• Multi-policy bundling
• Low-mileage credits
• Risk management coaching

Most clients save 5–20% on their rate.

No problem. Submit a signed statement of any past accidents or claims Alvix can still quote you under a new-business rate. Build clean history with us and your premium drops at renewal.

Yes. Accidents and breakdowns don’t follow business hours, and neither does our claims hotline. It’s staffed 24/7 with real people who understand trucking, ready to help whenever you need it.

It’s not legally required, but it’s strongly recommended. Your physical damage policy covers the truck, not the freight inside it. Many major shippers also require a cargo endorsement on your COI regardless of who owns the load.