Name: Alvix Insurance Group
Address: 10505 NW 112th Ave, Miami, FL, 33178, US
Telephone: (305) 909-6444

With more than 10 years of experience, you can trust Alvix Insurance Group for your commercial truck insurance in Florida. We are the best agency when it comes to commercial trucking insurance in the US. We also provide coverage in these Florida cities, check out our licensed cities in Florida below the “Get a Quote Today” section.

Starting a trucking company in Florida comes with great opportunity—and great responsibility. From navigating truck insurance requirements Florida to securing your first load, there’s no shortage of steps to get started. At Alvix Insurance Group, we offer tailored commercial truck insurance Florida packages to help you stay compliant and protected on the road.

What is Commercial Trucking Insurance in Florida?

Commercial trucking insurance in Florida is a DOT-compliant coverage package that protects owner-operators and fleets against liability, cargo loss, vehicle damage, and regulatory risks while operating within or across state lines.

Why Florida Trucking Insurance Matters

Florida’s active ports, diverse terrain, and unpredictable weather present unique challenges for truckers. Whether you’re a seasoned hauler or just launching your business, you need a plan that includes essential protections like cargo insurance Florida, liability, and physical damage.

As one of the top Florida truck insurance companies, we’re trusted by fleets large and small for delivering top rated commercial truck insurance providers Florida.

Florida and Federal Trucking Liability Requirements

To operate legally and stay compliant, trucking companies must meet both state and federal liability insurance standards:

Florida Intrastate Requirements

Trucking companies operating only within Florida are required by state law to carry a minimum liability limit of $300,000.

Federal Interstate Requirements

If your trucking operations cross state lines and haul non-hazardous materials, federal law requires a minimum liability limit of $750,000.

Hazmat Liability Requirements

Carriers transporting hazardous materials must meet higher coverage thresholds:

$1,000,000 for intrastate (within Florida) hazmat operations
$5,000,000 for interstate (across state lines) hazmat operations

These requirements ensure proper financial protection in the event of accidents, property damage, or environmental risks.

Customized Coverage Options

Liability Insurance – Meets DOT standards, including trucking liability insurance Florida, protecting your business from bodily injury or property damage claims.
Cargo Insurance – Vital for all haulers, including hazmat truck insurance Florida, refrigerated truck insurance Florida, and flatbed truck insurance Florida operators.
Physical Damage Coverage – For collision, fire, vandalism, and theft.
Personal Injury Protection (PIP) – Helps cover medical expenses regardless of fault.
Non-Trucking Liability Insurance Florida – Covers trucks while off dispatch.
Bobtail Insurance Florida – Essential for leased operators driving without a trailer.
General Liability – Covers your facility and operational risk.
Uninsured/Underinsured Motorist – Covers injury expenses from at-fault uninsured drivers.

Who Needs Florida Trucking Insurance?

Owner-Operators & Independent Truckers

Whether you’re an independent hauler or lease to a carrier, you need owner operator truck insurance Florida and best commercial insurance for independent truckers in Florida that’s DOT-compliant and cost-effective.

Fleet Owners

For those managing 3 to 300 trucks, our fleet truck insurance Florida and fleet insurance brokers Florida build scalable, affordable coverage for every vehicle and driver.

Specialized Vehicle Insurance

Florida box truck insurance for movers and delivery businesses
Florida semi truck insurance and tractor trailer insurance Florida
Dump truck insurance Florida and tow truck insurance Florida
Hot shot truck insurance Florida for urgent deliveries
Truck insurance for contractors Florida

Start Smart with the Right Coverage

Launching a new venture? Our experts help with commercial insurance for new trucking business Florida, making sure you’re covered from day one.

Whether you haul regionally, statewide, or nationally, our commercial transportation insurance Florida and FL commercial motor vehicle insurance packages fit every radius—local, intermediate, and long-haul.

FAQ

1. How much is commercial truck insurance in Florida?

In Florida, most owner-operators pay an estimated $10,000 to $17,000 per year per truck. The exact cost can vary and is determined after inspecting your fleet and coverage needs.

2. What are the monthly commercial truck insurance rates in Florida?

Monthly rates in Florida generally range from $850 to $1,400 per truck, but the final amount is determined based on your fleet size, coverage requirements, and safety history after review.

3. What’s affordable trucking insurance for small fleets in Florida?

For small fleets, insurance typically costs $10,000 to $14,500 per truck annually. Final pricing is influenced by operational profile, vehicle usage, and safety practices, with confirmation after assessment.

More Than a Policy-It’s a Partnership

We’re local truck insurance agents Florida with decades of experience in:

CDL insurance Florida
Business auto insurance Florida
Serving trucking company insurance Florida clients with care and precision

Our trucking insurance specialists Florida take pride in writing policies tailored for your routes, your vehicles, and your success.

Get a Florida commercial truck insurance quote today

Getting a quote for commercial truck insurance in Florida is easy with Alvix Insurance Group. Give us a call at (305) 909-6444, and one of our experienced Florida truck insurance agents will guide you through your options. We’ll help you find the right coverage for your trucks, your routes, and your business needs-quickly, clearly, and without any hassle.

Commercial Trucking Insurance in Florida